Insuring your premium import

A complimentary service exclusively for isellcars.cy clients. At your request, we can facilitate insurance coverage required for immediate registration while your vehicle is still in transit.

isellcars.cy is not an insurance broker or agent. This page is for informational purposes only.

Types of Insurance

Third Party Insurance

The legal minimum required by the Cyprus Department of Transport to issue your license plates. It covers damage or injury to others, but leaves your imported vehicle entirely unprotected against local risks.

Comprehensive Insurance

Recommended for premium imports. Beyond standard collision, theft, and fire cover, the underwriters accurately assess your vehicle’s specific imported trim and factory options, preventing you from overpaying premiums based on inaccurate local market tables.

What affects your insurance cost

Risk Profile (Age, experience etc)

Engine Capacity & Power Output

Market vs. Agreed Value

NCD (Verified No Claims Discount)

Age, experience, and the inclusion of "Any Driver" clauses will also impact underwriting decisions.

Excess (Deductible): What You Pay in a Claim

With comprehensive insurance, if an accident is your fault, you pay an excess — typically 1–3% of the vehicle's value. For higher-risk profiles (young or inexperienced drivers) the amount may be higher. Not regulated by law.

The Local & Global Market

While Cyprus has over 20 local agencies, we facilitate introductions to specialist underwriters—including international syndicates like Lloyd’s and Allianz—capable of insuring high-value "grey" imports correctly.

What you need to get insured

Requirement 1

Vehicle Registration Document

Requirement 2

Passport, ID, or Cyprus ARC

Requirement 3

Valid driving licence

We coordinate the submission of these documents while your vehicle is in transit, ensuring zero delays at registration.

Protocol for an incident in Cyprus

Step 1

Stop safely. Call your insurer's 24/7 accident care line immediately. Do not move the vehicles from the point of impact until instructed.

Step 2

Call the police (112) immediately if there are injuries, public property damage, or if the other party is uncooperative.

Step 3

Exchange full details with the other driver: names, ID/ARC numbers, insurance providers, and vehicle registration numbers.

Step 4

Stay at the scene. Cyprus insurers dispatch their own official assessor to record the incident and arrange authorised towing if required.

If you are refused insurance (Κοινοπραξία)

Cyprus insurers aggressively protect their private risk portfolios. If an application is declined by three companies—due to the vehicle's high performance or the driver's specific risk profile—Cyprus law mandates coverage through the government pool (Κοινοπραξία). However, this provides only basic Third-Party liability. We facilitate specialist underwriting to secure comprehensive protection before you ever face this scenario.

What to know before insuring

Standard Cyprus insurers use generic local tables that often undervalue rare or high-spec imports. Furthermore, payouts for a total loss are almost always based on the vehicle’s "Market Value" at the time of the accident, regardless of how high you initially set your policy limit. To ensure you don’t overpay for your premium—and are protected against lowball local valuations—we provide our insurance partners with your exact export specifications so your vehicle is valued accurately from day one.

What our clients say

All reviews

Nitay Artenstein

I had a great experience with isellcars.cy from start to finish. The whole process was smooth, transparent, and well organized, which made buying the car completely stress-free. They were patient, clear in their explanations, and always available to answer questions, so I felt confident at every step.

Source: Google Maps · 2 months ago

Daniil Petin

Thanks a lot to the team for managing the sale! Everything went well! Always timely feedback and precise decisions, no hassle transaction.

Source: Google Maps · 3 months ago

jai milton

Easy and straight forward dealings. Nice to find a car dealer that does not want to rip you off. Very happy.

Source: Google Maps · 5 months ago

Elena Shinkarenko

Huge thanks to the company for selling our car quickly, efficiently, and professionally. Everything went smoothly — from the first consultation to the final paperwork. Clear terms, excellent communication, and a strong sense of trust throughout the entire process. I highly recommend them to anyone looking for a reliable partner to sell or buy a vehicle!

Source: Google Maps · 8 months ago

Pavel Lebedev

I had an amazing experience working with iSellCars. They helped me sell my old car and purchase two new ones with absolute professionalism. The service was flawless, with a truly personalized approach and invaluable assistance in selecting the right cars. Everything was completed within the promised timeframes, and I was even offered a multi-day test drive for free. Excellent service, great prices, fast delivery, and a trustworthy relationship. Highly recommended!

Source: Google Maps · 11 months ago

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